PERSONAL CHECKING
Oxford 's checking accounts are all designed with your convenience in mind. Enjoy quick access to your money whenever you may need it. All of our checking accounts offer unlimited check writing, Free ATM / Debit Card for your convenience and free Internet Banking with free Bill Pay. You can access your funds surcharge-free at thousands of ATMs nationwide through STAR SF* and Allpoint Network. Please remember that Oxford Bank will never charge you to visit our tellers or our friendly personal bankers.
Free Checking
Enjoy Free Checks for the life of this account! Free Checks are just one of the 27 Free Services that make Oxford 's Free Checking the best value in banking. After your opening deposit of just $100, there is no monthly minimum balance requirement or fee, and no per-check charge. Your canceled checks for this account are not returned monthly, but are held in safekeeping by the bank.
Interest Checking
With our Interest Checking Account, you can earn interest on your checking balances while you enjoy all the conveniences of a full service checking account. Open your Interest Checking Account with a deposit of $500 or more. You can write all the checks you need, with no per-check charges. When you maintain a minimum balance of $500, you will pay no monthly service charges for your account. If your balance falls below the minimum, you will be charged a small maintenance fee for that month, and earn no interest for the time your balance remains below $500. For your convenience, images of your checks will be included with your monthly statement.
Oxford Best Free Checking Services
| Free Internet banking with free billpay | Free Oxford Single Specialty Checks for the life of your account |
| Free ATM usage at other banks (the other bank may charge you a fee at the time of your transaction, but we won't) | |
| No minimum balance | No maintenance fee |
| No direct deposit required | Free Oxford Bank debit card |
| Free ATM Usage at any other bank | Daily Debit Card limit of $1,000 for purchases |
| Free Enrollment in the Membership Referral Rewards Program | Invitations to Free Events |
| Free Cashier's Checks (limit 5 per month) | Free Money Orders (limit 5 per month) |
| Free Teller usage | Free Check Safekeeping with 2 Free Check Copies per Month (upon request) |
| Free Account Printouts | Free Telephone Banking |
| Free Notary/ Medallion Signature Guarantee | Free Audit and Credit Verification |
| Free Canadian Item Deposits | Free Counter Checks and Deposit Slips |
| Free Fresh Coffee/ Hot Chocolate/ Water with each visit to Oxford Bank | Free Statement Reprint |
| No Charge for Return Deposit items | Free and Raving interactions with all Oxford Bank tellers and bankers! |
| No Charge for Stop Payment on Cashier's Checks | No Charge for Incoming Wires |
| No Charge for Special Statement Cutoff | |
PERSONAL SAVINGS
Oxford Bank offers statement savings accounts designed for personal use or for your business. A savings account is a great way to save money for a vacation or for a college education all while earning a competitive rate of interest. You can also make saving hassle-free by scheduling automatic deposits from your Oxford Bank checking account at no additional charge. All of our savings accounts earn interest daily and compound interest on a quarterly basis.
CHILDREN'S CUL DE SAC
Your children and your family will love Oxford Bank's children's Cul de sac!!
- Each location has a special Cul de sac, a fun and safe place where kids can hang out while mom and dad complete their banking.
- Children learn to save and spend money wisely with Oxford Dollars. Kids can earn dollars just for visiting the bank!
- Children through AGE 12 are invited to dozens of FREE and FUN events, including movie nights, animal programs, magical acts and storytellers. Please visit our www.oxfordculdesac.com page for locations and times.
- A Cul de sac account can be opened with just one dollar. As a new Cul de sac member your child will receive a miniature plush doll of ' Oxford ', the bank's mascot.
PREMIUM MONEY MARKET
The Premium Money Market Account combines the highest possible rate of return on a savings account with the flexibility of check writing.
- Minimum Opening Balance - $2,500.00
- Minimum Daily Balance to earn interest and avoid
service charges - $2,500.00 - Interest compounded & credited monthly
- For Account Balances of $10,000 or more, the interest rate is based on 90% or more of the yield of the 3-Month Treasury constant maturity, as published weekly by the Federal Reserve in Statistical Release H.15. Account Balances from $2,500 to $9,999.99 will be paid our current money market rate.
CERTIFICATES OF DEPOSIT
Oxford Bank offers competitive interest rates with a variety of deposit terms. Please call us at (630) 576-2150 or send us an e-mail message and let us help you plan for your financial future.
All terms, rates and conditions are subject to change without notice. Minimum deposit required to open a Certificate of Deposit is $1,000. Minimum balance to obtain Annual Percentage Yield specified is $1,000. Penalties may be assessed for early withdrawal.
PERSONAL INTERNET BANKING
We have now made it easier than ever to bank with Oxford with our new Internet Banking service. Unlike many of our competitors, this service is completely free.
It is our way of saying " thank you " for being a customer.
- Log In
Access your accounts if you have already signed up for Internet Banking.
- Sign Up
If you are already a customer of the bank, our online enrollment process will have you up and running in no time. - Demo
Experience Oxford Internet Banking by viewing our interactive demonstration. - Bill Payment Video
View our instructional Internet Banking Bill Payment Video.
MEMBERSHIP REFERRAL REWARDS PROGRAM
Don't forget... Refer a friend. You get a gift. They get a gift.
- Click here for your Membership Referral
Rewards Program Card!
- Why Choose Oxford?
- Best Hours (Lobbies Open Sundays)
- Best Free Checking (Including Free Checks for the Life of Your Account)
- Best Customer Service (Compare Us to Other Banks)
ADDITIONAL SERVICES
Oxford offers a wide variety of additional services for your convenience.
Please stop by your local branch. We would be happy to answer any questions you may have regarding our additional services.
- Land Trust
- Internet Banking
- STAR Network
STAR $F* (Surcharge Free) - They may charge, but we won't!
We realize that our customers can't stand paying surcharge fees when using non-Oxford ATM machines. That's why Oxford Bank is now part of a huge network of financial institutions called STAR $F. You may access your funds at thousands of participating ATM locations across the nation! Click the logo below to find ATMs near you.
- Allpoint
Allpoint Network
Oxford Bank is now a member of Allpoint Network which provides surcharge-free ATM access at over 32,000 locations nationwide! Click here to find out more.
- Oxford TeleBanking - (630) 628-0202
- Oxford Check Card
- Oxford ATM Card
- Savings Bonds
- Direct Deposit
- Wire Transfers
- Overdraft Privilege Service*
- Coupon Redemption
- Night Deposit Services
- Cashier's Checks
- Money Orders
- Safe Deposit Boxes (not FDIC insured)
- Traveler's Checks
- Notary Services
- Safekeeping Services
- Combined Statements
* An overdraft protection service in which fees may be assessed. Certain eligibility requirements and other restrictions apply. Contact a Personal Banker or call 630-576-2150 to find out how Overdraft Privilege works.
