Oxford 's checking accounts are all designed with your convenience in mind. Enjoy quick access to your money whenever you may need it. All of our checking accounts offer unlimited check writing, Free ATM / Debit Card for your convenience and free Internet Banking with free Bill Pay. You can access your funds surcharge-free at thousands of ATMs nationwide through STAR SF* and Allpoint Network. Please remember that Oxford Bank will never charge you to visit our tellers or our friendly personal bankers.
Free Checking
Enjoy Free Checks for the life of this account! Free Checks are just one of the 27 Free Services that make Oxford 's Free Checking the best value in banking. After your opening deposit of just $100, there is no monthly minimum balance requirement or fee, and no per-check charge. Your canceled checks for this account are not returned monthly, but are held in safekeeping by the bank.
Interest Checking
With our Interest Checking Account, you can earn interest on your checking balances while you enjoy all the conveniences of a full service checking account. Open your Interest Checking Account with a deposit of $500 or more. You can write all the checks you need, with no per-check charges. When you maintain a minimum balance of $500, you will pay no monthly service charges for your account. If your balance falls below the minimum, you will be charged a small maintenance fee for that month, and earn no interest for the time your balance remains below $500. For your convenience, images of your checks will be included with your monthly statement.
STAR $F* (Surcharge Free) - They may charge, but we won't!
We realize that our customers can't stand paying surcharge fees when using non-Oxford ATM machines. That's why Oxford Bank is now part of a huge network of financial institutions called STAR $F. You may access your funds at thousands of participating ATM locations across the nation! Click the logo below to find ATMs near you.
Allpoint Network
Oxford Bank is now a member of Allpoint Network which provides surcharge-free ATM access at over 32,000 locations nationwide! Click here to find out more.
Oxford Best Free Checking Services
- Free Oxford Bank Logo Checks for the Life of Your Account
- Free ATM Usage at any other bank (the other bank may charge you a fee at the time of your transaction, but we won’t)
- Daily Debit Card limit of $1,000 for purchases
- Free Enrollment in the Membership Referral Rewards Program
- Free Internet Banking with Free Bill Pay
- No Direct Deposit required
- No Minimum Balance
- No Maintenance Fee
- Invitations to Free Events
- Free Oxford Bank Debit Card
- Free Cashier’s Checks (limit 5 per month)
- Free Money Orders (limit 5 per month)
- Free Teller usage
- Free Check Safekeeping with 2 Free Check Copies per Month (upon request)
- Free Account Printouts
- Free Telephone Banking
- Free Telephone Transfers
- Free Audit and Credit Verification
- Free Canadian Item Deposits
- Free Counter Checks and Deposit Slips
- Free Coupon Collection
- Free Duplicate Statement
- No Charge for Return Deposit items
- No Charge for Statement Special Handling
- No Charge for Stop Payment on Cashier’s Checks
- No Charge for Incoming Wires
- No Charge for Special Statement Cutoff
