Managing Your Account

Enter all transactions in your check register. (Don't forget to track your debit card transactions.)
Review your account statement and reconcile your account each month.
Check your account balance frequently using an ATM, Telebanking, our Call Center (630-576-2150).
Speak to an employee at your local Oxford Bank Branch.
Sign up for online banking and set low balance alerts.
Sign up for direct deposit.

Overdraft Privilege

Overdraft Privilege is already part of your Personal Checking account with us. We will consider, without obligation on our part, payment of your reasonable overdrafts arising from automatic bill payments, checks and other transactions made using your checking account up to your assigned ODP limit of $700.00. We will not authorize and pay overdrafts from ATM and everyday debit card transactions using your checking account unless you ask us to. If you do not overdraw your account, Overdraft Privilege costs you NOTHING. You may choose at any time not to participate in ODP by calling us at (630) 576-2150.

For more information click here.

Other Alternatives

Sign up for automatic transfers from a linked Oxford Bank account to cover overdrafts. (There is a $10 fee assessed per transfer and that the number of withdrawals allowed per month on the linked account may be limited. A minimum balance charge may be incurred on the linked account if the transfer brings the balance below the minimum balance requirement.)

Apply for CheckLine, and unsecured personal line of credit, in which a loan is made to cover overdrafts. (You must be approved for this product and there is a $20 annual fee for the line. Interest accrues on any unpaid balance and monthly minimum payments are required.)

You can instruct us not to authorize any ATM or one-time debit card transaction that would overdraw your personal checking account.

You can instruct us not to pay any overdraft on your personal checking account, regardless of the type of transaction.

Additional Resources

If you have any questions regarding your account, please speak to an employee at any of our branches or contact a customer service representative at 630-576-2150.

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	Managing Your Account Enter all transactions in your check register. (Don't forget to track your debit card transactions.) Review your account statement and reconcile your account each month. Check your account balance frequently using an ATM, Telebanking, our Call Center (630-576-2150). Speak to an employee at your local Oxford Bank Branch. Sign up for online banking and set low balance alerts. Sign up for direct deposit. Overdraft Privilege Overdraft Privilege is already part of your Personal Checking account with us. We will consider, without obligation on our part, payment of your reasonable overdrafts arising from automatic bill payments, checks and other transactions made using your checking account up to your assigned ODP limit of $700.00. We will not authorize and pay overdrafts from ATM and everyday debit card transactions using your checking account unless you ask us to. If you do not overdraw your account, Overdraft Privilege costs you NOTHING. You may choose at any time not to participate in ODP by calling us at (630) 576-2150. For more information click here. Other Alternatives Sign up for automatic transfers from a linked Oxford Bank account to cover overdrafts. (There is a $10 fee assessed per transfer and that the number of withdrawals allowed per month on the linked account may be limited. A minimum balance charge may be incurred on the linked account if the transfer brings the balance below the minimum balance requirement.) Apply for CheckLine, and unsecured personal line of credit, in which a loan is made to cover overdrafts. (You must be approved for this product and there is a $20 annual fee for the line. Interest accrues on any unpaid balance and monthly minimum payments are required.) You can instruct us not to authorize any ATM or one-time debit card transaction that would overdraw your personal checking account. You can instruct us not to pay any overdraft on your personal checking account, regardless of the type of transaction. Additional Resources Your Guide to Preventing and Managing Overdrafts Protecting Yourself from Overdraft and Bounced Check Fees Balancing Your Checking Account: Easy Reminders and Checkbook Balancing Form If you have any questions regarding your account, please speak to an employee at any of our branches or contact a customer service representative at 630-576-2150.







Website designed by ProfitStars.